No Collateral Business Loans

We Can Get Your Business The Cash It Needs Without The Need For Collateral

(866) 739-5558

Considering Leveraging Your Current Assets As Collateral For A Business Loan? We Have A Better Idea.

Most business owners do not realize that one of their most powerful assets is their future earnings. We can approve business owners no collateral business loans in 24 hours and they can have cash in days.

No Collateral Business Loans.

We offer a wide variety of no collateral business loans. Most business owners place their collateral or assets in jeopardy when they go to a traditional funding source to get a business loan. This assures the lender that if the business owner fails to payback the loan, they can go after the tangible assets used as collateral to secure the loan. This is harmful in many ways.  We would like to show you a much over look solution to the collateral dilemma with our  business cash advance alternative to no collateral business loans.

no_collateral_business_loansNo Collateral Business Loans

The first problem for many business owners is they do not have enough collateral to get the funding they seek. The old adage that it takes money to make money is never more true than in this scenario. Many business owners think, if I had these assets, I wouldn’t need to come to your bank in the first place.  The economy has changed…and so has the lending criteria. It is now even more important to a commercial bank that a business has sufficient collateral and credit to secure a business loan. That reality means that many business are not going to get the cash they need to run and expand their businesses. Not too worry, we do have some no collateral business loans and alternative solutions that we will discuss later in this article.

Another problem with using your current assets as collateral is that your are putting your hard earn assets at risk.  owning a business is hard work.  You work tirelessly for years to become successful. Over time, you acquire some assets as a reward for your hard work and dedication. Let’s say you see an underexploited market for “widget x”. You seek a business loan to bring your concept to life. If you put your assets up as collateral and the idea is a flop, you have lost everything you have work for in the process. Of course, we have a better way…a better alternative to no collateral business loans.

Our alternative to no collateral business loans is a business cash advance. This simple, flexible financial tool has help many smart business owners say no to those risky collateral business loans. It gives them the cash they need, without putting the assets they have spent years acquiring potentially on a collector’s list. Let me take a moment to tell you a little more about the benefits of a business cash advance, also known as a merchant cash advance, over a collateral loan.

A business cash advance does not require you to put your assets at risk. It is truly a no collateral loan. The beauty of the business cash advance is that it’s is based on your future earnings potential, not your current assets. It’s like your future earnings are your collateral. Those future earnings are calculated by looking at the last few months of your receivables. That’s how simple it is. We do require, that all business with give this version of a no collateral loan, have been in business for at least three months. We can not do startups as they have no history for us to determine their future earnings potential properly.

Our business cash advance version of a no collateral loan does not worry about your personal or business credit either. Since it is based on income rather than credit or collateral, the paperwork and approval process are simple.  That means you get the cash you need within days of contacting us. Our streamlined process has help thousands of business owners, just like you, get the business loan they need without the to have, or risk, any collateral.

We do not require a personal guarantee either. There are some programs available that gives no collateral business loans, but require the business to personally guarantee that the monies will be paid back.  This is even more risky than putting the business assets on the table. Our business cash advance programs help you get the cash for your business without risking your personal property.

You can use our no collateral business loan alternative for any reason whatsoever.  The monies can used for a variety of purposes.  Many of our clients report using the money to open up a new location, getting much needed inventory or even increasing their advertising effort to gain new customers. Keep in mind that you do not have to use the monies for business related reasons only. Our no collateral loans can be used for personal reasons as well. We feel that it is your money; whether you obtained it or three months from now, it’s yours. We give you the freedom to spend the business cash advance as you wish.

Gourmet Goat PromoNo Collateral Business Loan

You might be asking yourself, “this sounds good, but how do I pay the money back?”.  Are payback arrangement is specifically designed with the business owner in mind.  We collect a small percentage of each future transaction and continue to do so until the debt is repaid. This affords you the comfort of knowing that if you have a little slump in your business, you are not straddled with a fixed monthly payback amount. If you have a strong month or two, great, you’ll payback the monies faster. We only collect money from you when you collect it from your customers.

Hopefully you can see the benefits of using our business cash advance program as your best choice for a no collateral loan. If you still have any questions, or you would like to discuss your specific needs, give us a call tool free at (866) 739-5558.  We are available until 9;00pm Eastern time and offer our clients the best care in the industry. Give us a call and let us help you get the cash you need through our business cash advance no collateral loan.